Maximize Credit Score in less than 3 Months

Planning to purchase a home in less than 3 months?

Here are some tips to help you prepare:

  • Get pre-approved for your mortgage as the pre-approval is good for 4 months typically.
  • Don’t switch jobs in the last 45 days.
  • Don’t switch banks in the last 3 months.
  • Document all deposits over $500.
  • Avoid having any NSF charges in the last 3 months.
  • Keep paperwork like paystubs, bank statements, retirement account statements, etc.
  • Obtain gift money or down payment assistance loan if needed.
  • Don’t take out any new debt.
  • Choose a mortgage professional you can trust who preferably has been referred to you by someone you trust.
  • Write down and ask every question you have about a mortgage and expect honest answers from your mortgage professional.
  • Understand the Secret to building wealth and how it applies to buying a home and selecting your mortgage.

 

Information provide by:

Lonnie Glessner
America’s Mortgage LLC
P.O Box 271533
Littleton, Colorado 80127
Office: 303-993-2367
Fax: 303-993-2358
Cell: 303-881-6374
Lonnie@EndingFinancialInsanity.com