There is a sense of security when you have a Colorado home warranty. It guarantees that if anything goes wrong in the first year you are covered.  A home warranty is a service agreement that provides repair and replacement for all major systems, all appliances and more.  If a covered item breaks down due to normal wear and tear, the warranty company will send a technician to repair or replace the item.

Things to consider when buying a home warranty:

• They are inexpensive. An entire year’s home warrantee service costs only a few hundred dollars.  Sometimes the seller  will include a warranty in the home price when you buy a home.
• Many have a deductible. Before hand, check on the amount that is charged to come out and make the repairs.  These are usually minimal and much less expensive that paying for a complete repair.
• Check on what is covered under plan. Most warranty companies have layered plans.  A basic plan may cover things like appliances, hot water heater, appliances, etc.  You will need a premium plan to cover central air conditioning.  Make sure you understand exactly what is covered.
• Check on who completes the repairs. Many warranty companies require that you use their service providers to complete the work.  It is important to know this up front so that reimbursed is guaranteed.

Your Key Home Team REALTOR can help you determine which plan is best for you.